For many families, insurance costs rise while incomes stay the same.
Still paying, just differently.
No struggle, no value, that’s how RM800K slipped away.
Petrol no more, and RM534 richer every month.
No credit history = no trust from the bank.
Adding 10% savings outside EPF can seriously boost your future.
The bank says yes. The agent says yes. But your budget says, “Please think again.”
He’s working two jobs for a home that’s under her name.
If there’s a will, there’s a way.
“It helps, but only if you’re disciplined.”
Most fresh grads earn RM3K–RM3.5K. So how do you save RM1 million in just 8 years?
He pointed out that many civil servants are taking on loans beyond their financial capacity, often just to maintain a certain image.
Case remains under sudden death report (SDR).
“What we need is a more targeted withdrawal system.”
She had reportedly not paid the loan for 2 years.