How long does it take to save up your first RM100k? For many 90s babies in Malaysia, the answer seems to be…“If exclude EPF, confirm impossible lah.”
A viral post turned into a mix of frustration, humour, and painful reality checks after one user asked when netizens managed to hit the milestone.
‘House, loan, parents’ travel…’
Some admitted they once had the savings but life responsibilities drained it away fast.
‘Excluding EPF, it’s basically impossible to save RM100k. Buy a condo… get married… have kids…buy a car…buy a landed house…then buy another condo near a school district.’
One said they could have saved RM100,000, but after paying PTPTN, buying a house, and taking their parents overseas, all their money was gone.
Another gave a blunt reply: ‘Nope. Won’t even have it in the next few years also.’
Many agreed that saving RM100k in Malaysia on a normal salary is near impossible. Some suggested working in Singapore or abroad.
But for most, even hitting six figures felt like a dream.
‘Reading the comments makes me feel like such a failure. I’m 36 this year and my savings still haven’t reached 100k. I’ll work hard to try and push my savings to 100k by the end of this year.‘
READ ALSO: We Asked Some Malaysians On How Much Savings Should They Have At The Age Of 25
Some reminded others not to compare too much, with one writing: ‘Some people start with RM100k from family, some half a lifetime also don’t have. Don’t stress.’
👉 What about you? Have you hit RM100k yet, or still slowly crawling there?
