A 29-year-old recently sparked discussion online after revealing that he unexpectedly inherited RM100,000 from a relative and wondered whether the amount was enough for him to retire early.
The anonymous post was shared on Ricebowl Forum, where the man admitted he has been feeling mentally exhausted from work and no longer enjoys his current lifestyle.
Only had less than RM10K in savings
In the post, the man shared that he has been working for five years and had less than RM10,000 in personal savings before learning he would inherit RM100,000 from a family member.
He described the inheritance as a sudden “overnight wealth” situation that he never expected would happen to him.
Lately, I really don’t feel like going to work anymore. Work feels very tiring,” he wrote.
Wondered if RM110K could last him until old age
The man said he began wondering whether the combined RM110,000 he now has would be enough for him to live on until his 70s if he chose to retire now.
He explained that he does not plan to start a family or live a luxurious lifestyle.
According to him, he would be satisfied living simply by cooking his own meals and keeping his expenses low.
However, he also questioned whether the money would truly be enough for the next 40 years, especially if he ends up living longer than expected.
While entertaining the idea of retirement, the man said he may still look for lighter part-time jobs in the future to slowly earn and save more money.
Netizens’ comment
His post quickly drew attention online, with many netizens pointing out that RM100,000 would likely not be sufficient to sustain someone for decades, especially with rising living costs and inflation.
“Wow, with inflation nowadays, RM100k is definitely not enough for retirement. In a few years, or if anything unexpected happens, the money could disappear very quickly 🥺🥺🥺 Don’t underestimate inflation 😭😭”
“RM100k is not as much as you think.”
“This kid has probably never seen much money before. Don’t even talk about RM100k, even USD100k may not be enough.”
