Your bank account has one job. And if all it’s doing is holding your money, it’s not doing enough.
Most of us don’t think twice about which savings account we use. We pick one, set up our salary transfer, and just leave it there.
But here’s what a lot of Malaysians don’t realise: the right bank account doesn’t just hold your money. It can grow with your goals, reward you for your everyday spends, and quietly put money back in your pocket.
That’s where CIMB Account/-i comes in.
Paired with the CIMB Debit Mastercard, it is built around how Malaysians actually live, spend, save, travel, eat, and plan ahead. In other words, it helps your money do more than just sit there.
1. Start with the account, everything else follows from here
Before we talk about cashback, deals, and rewards, it all starts with the account itself.
Opening a CIMB Account/-i gives you a savings account designed around real everyday needs, not just a place to stash your money and forget about it.
2. More than just a card – here’s what your debit card can do for you
Once your account is set up, your CIMB Debit Mastercard helps make your everyday spending more rewarding.
With every purchase, you’re not just spending. You could be unlocking real savings on things you already enjoy. From your daily coffee fix and dining out, to travel plans and shopping sprees, there are deals waiting to be tapped.
Here’s a taste of what’s on offer right now:
Going on a trip, local or overseas?
Get 10% off on Trip.com, whether it’s a weekend in Langkawi or a long-haul flight to Europe. The savings apply either way. Click HERE.
Your usual Nando’s run?
Yes, 10% off every time you tap your CIMB Debit Mastercard. The PERi-PERi hits different when it’s discounted. Click HERE.
Plans this weekend?
Enjoy 15% off at Immersify KL, a proper experience minus the full price tag. Click HERE.
And these are just the highlights. There are plenty more deals across dining, travel, shopping, coffee, and more at deals.cimb.com.
The logic is simple: you’re spending the money anyway. Might as well get something back.
3. “But I already have a bank account…”
Fair point. Most Malaysians already have more than one. One for salary, one for savings, and maybe one their mum opened for them back in 2009 that still has RM12 sitting in it.
But the point isn’t necessarily to replace what you already have.
It’s about making sure it is genuinely working for you.
With CIMB Account/-i, you can save with a real purpose, whether that’s building an emergency fund, future goals or even financial independence, or planning for future goals.
4. Pick the account that suits what you’re trying to do
Of course, not everyone saves for the same reason.
That’s why it helps to choose an account that matches what you want your money to do.
Here are two worth knowing about:
Ecosave Savings Account-i
A Shariah-compliant, fully paperless savings account for those who want their money to mean something beyond just sitting in a bank.
Maintain an average monthly balance of RM5,000 with no over-the-counter transactions and you’ll earn RM5 monthly cash incentive. On top of that, CIMB contributes towards green initiatives from their own pocket too.
You can start from just RM250.
DURIAN-i Account
The DURIAN-i is an account that offers the same flexibility as a savings account-i, while providing the opportunity to grow your funds through ethical investments in Shariah-compliant sustainable assets
By depositing or transferring funds, you’ll automatically be in the running for gold and cash prizes worth over RM1.4 million throughout the year, with monthly, quarterly, and year-end draws.
The top prize? A gold bar worth RM150,000.
You can still withdraw and deposit freely like a normal account, and it starts from as little as RM50.
So whether you want a purpose-driven savings account or one that comes with prize opportunities, CIMB gives you options to choose what fits you best.
5. Opening it online is more hassle-free than you think
The best part? Getting started doesn’t have to mean blocking out your whole afternoon just to visit a branch.
Opening a CIMB Account/-i can be done mostly online from your phone or laptop, without the usual hassle.
This is literally all you need:
- Your IC and a stable internet connection.
- Complete the form at openaccount.cimb.com.my/retail/casa-onboarding. It is straightforward and only takes a few minutes.
- Get verified securely online by CIMB.
- Then, your CIMB Debit Mastercard will be delivered straight to your door.
Simple, secure, and your new account can be up and running before you know it.
Note: Most applications can be completed fully online, though some cases may require additional verification. Find out more about CIMB’s fully online account opening process here.
Ready to make your everyday banking work harder?
Open your CIMB Account/-i today and start unlocking savings, deals, and rewards from the moment you get started: www.cimb.com.my/casa-online
Browse the latest deals at deals.cimb.com, or follow CIMB on Facebook and Instagram @CIMBMalaysia for more updates.
