Are you planning to achieve your dream of owning a house in 2024? If yes, you’re in the right place!Â
If the idea of owning your dream house in Malaysia is on your mind for the new year, these five secrets will guide you through a smoother and more informed home-buying journey.
5 Must-Know Tips Before You Own A House
1. Make sure it’s sustainable!Â
Malaysians are mostly embracing sustainable living nowadays, making eco-friendly homes highly desirable. Opting for an environmentally-conscious property not only aligns with the country’s direction but also positions your home to be in high demand among future buyers.
2. Take a Closer Look at the Mortgage
Budget is the main thing when it comes to buying anything, and of course, it applies to your home too! Make sure the home you choose fits comfortably within your budget. You can use a loan calculator to determine the sweet spot for your financial comfort, preventing any potential stress down the road.
3. Prioritise the Property Value
While discounts may catch your eye, focus on the overall value of the property. Treat discounts as a bonus rather than the main factor in your decision-making process, as long-term worth should be your primary consideration!
4. Look for Signs of Growth
Instead of thinking of just owning a home, why not think of it as an investment too? You can do so by seeking out properties in Malaysia with promising signs of future development as a thriving community can significantly enhance your property’s value over time.
5. Get Your Hand in a Realistic Budget
Steer clear of spending more than 30% of your monthly income on a mortgage. Also, take some time to create a budget before embarking on your house search. This way, it will ensure that you approach your property hunt with confidence and financial accountability.
Always remember, the ultimate key is to invest in homes with future development plans, which means houses by major developers like Gamuda Land.
Gamuda Land’s Chinese New Year Sales Promotion
As Chinese New Year is approaching, Gamuda Land is all set to bring a treat for you with unbeatable offers that will make your heart race and your wallet thanking you!
1. Up to RM15k Savings on Instalment*
– You can now look forward to interest-free loans, allowing you to save on monthly repayments and enjoy additional benefits. Syiok giler!
2. Up to RM28k CNY Angpow*
– Wanna make your CNY celebration longer? Then be sure to check out selected projects that offer up to RM28k in CNY angpow!
3. Free Stamp Duty on MOT & Legal Fee
– Stamp duty and legal fees taking a toll on your happiness? Fear not, selected projects now come with no extra charges!
Exclusive Deals from Alliance BankÂ
1. RM888.88 Touch ‘n Go e-wallet Credit
Grab your Touch ‘n Go e-wallet app and zoom into homeownership with Alliance Bank’s mortgage loan along with RM888.88 Touch ‘n Go credit up for grabs! This is eligible only for first come first served customers who have obtained Alliance Bank’s mortgage loan.
2. 0% Interest for up to RM40k (Downpayment)
Say hello to 0% interest for 12 months for up to RM40k when you swipe your Alliance Bank card for your down payment. Heng ah!
3. Redeem Alliance Bank Timeless Points
For all Alliance Bank credit cardholders, you can now turn your credit card points into cash vouchers to use for the Property, GL Play & CNY Bazaar. Doesn’t it sound very rewarding?
Now’s the time for you to claim all of these amazing deals! Hurry over to Gamuda Land’s Website, sign up, and let the festivities begin!
Gamuda Land is also organizing a variety of bazaars with entertaining and thrilling CNY activities for all to enjoy!
Gamuda Land’s CNY Lunar Wanderlust EventsÂ
They are turning the festive season into an unforgettable adventure with its CNY Lunar Wanderlust, where five locations will be turned into oriental cities. Make sure to mark these timestamps on your calendars!
There’s one more thing. If you drop by and crush the challenge at any (1) of the locations mentioned, you could snag a chance to win a trip overseas, and we’re talking up to RM10,000 worth of overseas trip!
So, don’t be shy – RSVP and sign up pronto on their website to lock in your spot!
For further information, you may head to their Facebook, Instagram, or Website.Â
