Some say it’s about mindset, others say… spend however you want.
A Malaysian netizen recently sparked a heated discussion online after sharing their thoughts on spending habits for Hari Raya despite having tens of thousands in savings.
Says RM100 already “mahal” despite having RM50K savings
In a now-viral post, the netizen said they have around RM50,000 in savings, but still prefer to spend less than RM100 on baju Raya.
They added that anything above RM100 already feels expensive to them, and the same goes for tudung, where they prefer options below RM30.
The post also included a screenshot showing a bank balance of over RM56,000.
If it’s above RM100, I already feel like it’s expensive… I won’t buy anything higher than that.”
In the post, the person wonders how much savings people who spend RM300–RM400 on baju Raya actually have.
Netizens divided over spending mindset
The post quickly gained traction, with many Malaysians chiming in with differing opinions.
Some found the mindset relatable, saying that being financially stable doesn’t necessarily mean spending more.
Others, however, questioned the logic.
One user pointed out:
You have RM50K in savings but still buy below RM100… so those of us spending RM300 must have even more savings than you, right? 😁”
Another commenter took a more sarcastic tone, saying:
Of course anything above RM100 feels expensive when your savings are so little. The real question is, why is it so little?”
“You do you” others say don’t judge
Meanwhile, some netizens defended the original poster, saying everyone has their own financial priorities.
One user shared that despite having substantial savings, they still prefer buying cheaper clothes even opting for bundle items because “duit tak bawa masuk kubur”.
Another added that Raya only comes once a year, so spending more isn’t necessarily wrong either.
The discussion ultimately highlighted how Malaysians have very different approaches to money whether it’s saving aggressively or spending a little more for special occasions.
At the end of the day, it seems like there’s no one “correct” way — just different priorities.
