Helping family is noble but should it come at the price of your own survival?
That’s the tough question Malaysians are asking after a 23-year-old Myvi owner revealed how he lost his car while trying to support his younger siblings.
“I lost myself and my favourite car”
In a TikTok post via @wachaoulo, the young man shared that his Perodua Myvi was repossessed after he failed to pay his car loan for three consecutive months.
Despite trying to set aside money for the instalments, he explained that most of his salary went into supporting his two younger siblings who are still studying and had yet to receive their allowance or scholarships.
By the time he attempted to redeem the car, the deadline had already passed, leaving him devastated.
I’m 23 years old, I had a car but now it’s been repossessed because I didn’t pay for 3 months. I struggled to save, but I also had to support my family. Now I’ve lost myself and my favourite car. Please, any advice for me? I don’t want my name blacklisted.”
His post quickly struck a chord online, with netizens flooding the comments section to offer advice and encouragement.
Netizens Showed Support And Practical Advice
Instead of mocking him, many Malaysians shared heartfelt words, reminding him that financial struggles at a young age are not uncommon.
Some encouraged him to keep pushing forward despite the setback:
“Try finding a new job or do part-time work, as long as it’s halal. At 23, life is still a long journey. There will be difficult times, but with discipline and consistency, you can rise again.”
Others offered practical tips such as negotiating directly with the bank or seeking financial counselling to prevent further damage to his credit history.
“Get financial advice or talk to the bank about your car loan. I was blacklisted once, but I managed to get back up even though I’m only surviving day by day. If I can, you can too.”
These words of encouragement highlighted that he wasn’t alone, many had walked a similar path before and managed to bounce back.
“Help your family, but don’t sink yourself”
Alongside the support, some netizens also gave tough-love advice, pointing out that while helping family is admirable, it should never come at the expense of one’s own survival.
“It’s not wrong to help family, but do it within your means. Don’t sacrifice yourself until you get trapped. I ended up in CCRIS/CTOS because my sister failed to pay her motorcycle loan under my name. Now I have to wait months to clean my record.”
Others suggested that responsibilities should be shared instead of being shouldered by one person alone:
“If you have other siblings, discuss and share the burden until you’re stable. Once you’ve recovered, then only carry more responsibility. I’ve been through this before, there’s always a way out.”
