A Malaysian has landed in a financial predicament after taking out a car loan on behalf of his parents, who failed to fulfill their promise of covering the monthly payments.
The anonymous individual shared his predicament on X via @meinmokhtar, detailing how their parents assured them they would provide the funds for the loan, but for the past two months, they have not made any payments.

I took a car loan (HR-V) for my parents. They said they would pay me back monthly. Now it’s been two months, and they haven’t paid. I’m the one covering the payments. I can’t afford it anymore. My salary is only RM1.7k. What should I do?”

The Malaysian, earning a modest RM1,700 monthly, expressed their frustration over the situation, as they struggle to keep up with the loan payments for the Honda HR-V.
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Netizens Advise Selling the Car
The post, which garnered over 150k views at press time, drew mixed reactions from netizens, with many offering practical advice.
One user wrote: “Didn’t you read the advice people gave before about not taking a car loan for your family? Talk to your family, and if they still don’t pay by the end of the month, you’ll need to sell the car. For the remaining loan balance, go to AKPK and ask for assistance to settle it.”

Others criticized the individual for not considering the financial risks beforehand.
“Trying to help your parents isn’t done this way. Be more firm when it comes to financial matters. Provide only the essentials. Parents, too, shouldn’t burden their children if they can’t afford it.”

Some suggested that they sell the car or use it themselves, emphasizing the need for better financial planning.
Concerns Raised Over Loan Approval
The post also sparked questions about how the man managed to secure a car loan for a high-value vehicle despite his limited income.
One user commented: “How can you get a 100k car loan with a 1.7k salary? Strange that the bank approved it. The monthly payment alone is already over a thousand. Plus, isn’t it mandatory to pay 10% upfront for a Honda?“

Another speculated that the car might be a secondhand model: A loan for a new HR-V at this income level seems highly unlikely.
As the discussion continues, netizens stress the importance of making informed financial decisions, particularly when it involves family members.
