Nobody tells you the important stuff at 22. You graduate, you get your first payslip, and suddenly you’re expected to navigate EPF, PTPTN, tax filing, insurance, credit scores, salary negotiations. Also, the social pressure of keeping up with colleagues who seem to be doing fine financially, all at once, with no instruction manual. What follows … Continue reading 8 Things I Wish Someone Told Me About Money At 22, One Per Year Until 30yo