For many Malaysians, EPF savings are meant to be a safety net for retirement—but what if the struggle to survive comes long before that? With the rising cost of living, medical bills piling up, and unexpected financial hardships, some people find themselves in desperate need of their own savings. That’s where the Flexible Account, or … Continue reading M’sian MP Claims EPF Account 3 Is Being Misused By Certain M’sians To Fund Luxury Lifestyle