With discipline, it is possible to achieve. Before any travel planning, EPF, SOCSO and EIS take their cut. At the standard rates of 11% for EPF, 0.5% for SOCSO and 0.2% for EIS, a RM3,000 gross salary loses roughly RM350 to RM410 a month. Your RM3,000 is not really RM3,000 Calculator Malaysia puts the take-home … Continue reading I Earn RM3,000 A Month In M’sia & I Want To Travel Overseas Once A Year. Here’s How I Do It